Flexibility for Employers
US tax law requires that employers report detailed information on employees and their families for the purpose of administering the Affordable Care Act’s individual and employer mandates and subsidy provisions. CAHC supports reducing these reporting burdens on small businesses by streamlining the process.
- General Overview of CAHC positions on the small group definition, Health Reimbursement Accounts and employer reporting legislation
- CAHC Issue Brief: Three Small Business Legislative Issues- July 2015
- Protect and preserve the small group market
- Allow employers to use HRAs
- Simplify onerous and time consuming reporting requirements
- Sign-on Letter: House Health Committee Chairman and Ranking Members Requesting Bipartisan Passage of Bills that will Provide Small Businesses Relief from Rising Health Costs and Regulatory Red Tape - September 2015
- Sign-on Letter: Senate Version
Small Business Issues
- Expand Health Options for Small Businesses
- A Comparison Chart of Health Spending Accounts: HSAs vs. HRAs vs. FSAs- What’s the Difference?
- Reduce Reporting Burdens on Employers
- Sign-on Letter: Endorsing the Commonsense Reporting and Verification Act of 2015
- Sign-on Letter: House version
Preserve Health Plan Choices
- Preserve Fixed Indemnity and Short-term Medical Plans
- CAHC and Coalition to Preserve Health Plan Choices Letter: Opposing Administration’s Proposed Rule Regulating Fixed Indemnity coverage and short-term medical insurance- August 2016
- CAHC and Coalition to Preserve Health Plan Choices commissioned Legal Analysis: The Administration’s Overreach in the Proposed Rule - August 2016
- Letter from Chairman Upton to HHS, Department of Treasury, and Department of Labor: Requesting the Withdrawal of the Proposed Rule Regulating Fixed Indemnity Coverage - September 2016
- Return to a 40-Hour Work Week in the ACA
- CAHC Endorsement Letter: Forty Hours is Full Time Act - January 2014
- The Affordable Care Act imposes an annual excise tax- popularly termed the “Cadillac tax,” on employer-sponsored insurance coverage in excess of a predetermined threshold. Health benefits are part of the total compensation package, and as such, their costs are borne entirely by workers. In some cases, the tax will stimulate changes in plan design that increase the share of health coverage costs subject to income and payroll taxation. In others cases, health plans will pass the tax onto workers in the form of higher premiums. CAHC is monitoring any regulatory activity concerning the tax and will support modifying or repealing the tax.
- CAHC letter to IRS: Notice 2015-16 Regulatory Guidance with Respect to the Excise Tax on High Cost Employer-Sponsored Health Coverage - May 2015