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Who We Are
The Coalition for Affordable Health Coverage (CAHC) is a broad-based coalition that came together because of a strong common desire to address the issue of the uninsured by increasing access to private sector health insurance. Our members include physician groups, business groups, insurance carriers, insurance brokers, consumer groups and others who believe that affordability of coverage is the most basic component of access to health care. We believe Congress has a unique opportunity to take action to significantly reduce the number of the uninsured, and we hope to serve as a resource in their efforts to do so.

What We Believe
The members of the Coalition believe that the number of Americans lacking health insurance is simply too high. We also understand that people lack coverage for different reasons. Consequently, CAHC members believe that a variety of approaches will be necessary in order to address these different causes.

Based on how the marketplace works and the characteristics of those who are uninsured, we believe that the implementation of health care tax credits and other market-oriented efforts such as Health Savings Accounts and tax deductibility for individual coverage will make health insurance more accessible and affordable to a significant portion of the uninsured.

We start from the premise that it is critical for as many of the uninsured to access to affordable private insurance. The private marketplace allows individuals and families to evaluate the variety of options available to them and decide what is best for their personal and unique needs.

Goals and Objectives
The specific purposes for which the Coalition for Affordable Health Coverage (CAHC) is organized are to promote the enactment of:

Tax credits or deductions directed to individuals and families for the purchase of private health insurance; and
   
Other market-oriented approaches to extending private health insurance coverage to the uninsured.

What We Do
Over the past few years, President Bush and Members of Congress have put forth numerous proposals to increase access to health insurance through tax credits and tax deductions. As seen in recent surveys, a consensus along these lines is increasingly evident among the general public as well: 73% of those recently surveyed favor proposals now in Congress to provide tax credits or tax deductions as a means to allow uninsured Americans to purchase private health insurance.*

CAHC works to forge a realistic consensus among those who support a tax incentive approach, and to educate Members of Congress and their staffs on the value of tax credits and other market-based approaches. CAHC works to meet our objectives by holding regular briefings on Capitol Hill to communicate proposals for the uninsured to policy-makers. We also provide publications for research and reference on these issues. With our broad base of Coalition members, CAHC has a wealth of practical and industry expertise to provide to policy-makers as they seek to enact legislation to help the nation’s uninsured. In short, CAHC attempts to facilitate a “meeting of the minds” between public policy officials and key private-sector stakeholders that will yield positive results for the nation’s uninsured.

It is the broad, diverse participation that brings significance to the Coalition and its recommendations for ways to approach the access issues with health insurance. CAHC members represent a multitude of industries and concerns ranging from business and health care to agriculture and skilled labor, yet we have been able to agree on the need for private sector initiatives to address the growing problem of the uninsured.

*Source: Kaiser Family Foundation/Harvard School of Public Health Survey, Health Care Agenda for the New Congress, November 2004.

 


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